AI and a Simple Compounding Interest Equation

I like to ask this question:

“How much money would I have after 10 years with a 3% compounding interest rate on 1 Million dollars?”

And it’s wrong 100% of the time. I always give it a second pass with “do it step by step”, still wrong.

If I start differently and ask it for the sum of (1+.03)^10 then the same question it works.